To Speak to a Live Credit Specialist Please Call 856-315-5050 

3 Easy Steps in Getting Your New Car

Step 1: Fill Out Your Application

Step 2: Our Specialist Will Review Your Application and Get You Pre-Approved

Step 3: Visit Our Dealership and Pick Your Car and Drive Away

To Speak to a Live Credit Specialist Please Call 856-315-5050

Frequently Asked Questions About

Financing a Car With Bad Credit


Do I need a down payment?

Not at all. Many of our lenders have $0 Down Payment programs available.


Is there any credit that is too bad to get approved?

No, here at Toyota of Runnemede Credit Dept. we have over 20 different lenders available to us to accommodate any possible credit situation.


What if I don't work?

You don't have to have a job to get a car loan, all you need is some sort of provable income. This could be anything from permanent disability to child support, Social Security, owning your own business, or even unemployment in some cases.


What if I don't have any credit at all?

We can still help. We have several different first-time buyer programs available to get your credit started.


How much can I get approved for?

Most banks will approve you for an amount based on your income. The more you make, the more you can get approved for.


What type of car loan can I get?

You will have access to the entire new and used inventory at Toyota of Runnemede. That's a choice of new Toyota, or over 300 pre-owned cars of all different makes and models.


Can I have a low monthly payment with bad credit?

Yes you can. We have an extensive inventory and relationship with lenders to accommodate all budgets.  


What if I have declared bankruptcy?


We can help with both, open and discharged chapter 7 and 13!